Banking

HSBC Direct Online Savings lets you get to your cash anytime, while growing it faster.
Get back to basic Savings!

HSBC Direct - Strategy

Your savings will grow with:

  • 1.55% APY* - One of the highest savings rate in the country.
  • No monthly fees.
  • No minimum balance requirement

When you open an account, you

  • Only have to put $1 in to start.
  • Don't have to open a checking account with HSBC.
  • Will manage your account on HSBCdirect.com instead of at a branch.

Manage your account by

  • Depositing or withdrawing at any HSBC ATM in the U.S.
  • Sending your deposit by mail.
  • Transferring funds online to and from your other bank accounts.

And, feel good about it

  • Your money's FDIC-insured to the maximum permitted by law.
  • You'll be banking in a secure online environment.
  • Kiplinger's Personal Finance magazine named HSBC Direct “Best Online Savings Account” in 2006.